Nikunj Gundaniya Product manager at Digipay.guru
Nigeria is Africa’s biggest economy with over 220 million people, most of them young and tech-driven. Yet, about 36% of adults remain unbanked, which limits access to formal banking. And this gap presents a huge opportunity for banks and fintechs like you. But how can you bridge this gap, and with what? Well, here’s the answer. Prepaid cards bri...
6 mins /payments /inclusion
Sanjay Barot Digital Marketing Strategist at Radixweb
For the past decade, global finance has shifted steadily toward sustainability commitments — yet the delivery of climate infrastructure remains far behind what transition pathways require. At boardroom level, the appetite for climate-aligned investment is clear. Pension funds, sovereign wealth funds, and institutional investors are all actively se...
10 mins /inclusion Fintech
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Travelling offers time to read — and Buttonwood’s Into Thin Air column in The Economist, reflecting on receivables risks and fraud - reminded me of questions I have asked for decades. It all started when I was a young banker listening to a Helsinki taxi owner complain that my bank offered him a more expensive car loan than the car dealer. As i
1 hour /regulation /retail Financial Supply Chain
Ritesh Singhania CEO at Zango
Earlier this week, Technology Secretary Liz Kendall MP announced plans for an AI Growth Lab - an ambitious shift in how the UK approaches AI regulation. The initiative would create regulatory sandboxes where firms can test new AI products and services under real-world conditions, with certain rules temporarily relaxed under strict supervision. It...
1 hour /ai /regulation Artificial Intelligence and Financial Services
Sanjib Kalita Chairman at Fintech Meetup
As we look toward 2026 and beyond, fintech is entering a new and defining phase in its growth. Funding is rebounding, with capital raised having reached $11 billion across almost 400 funding rounds in the second quarter of 2025. With the regulatory environment easing, banks are actively seeking innovation partners to help them modernize, compete,...
15 hours
Uma Shankar Kulasekaran Director, Product Management, Fraud at NICE Actimize
The Hidden Fraud Economy: Why Synthetic Identities Demand a New Defense Strategy By Uma Shankar Kulasekaran Fraud has always been a chase. Banks build defenses, criminals find new ways in, and the cycle continues. In recent years, something quieter, and frankly more dangerous, has been spreading. It is called synthetic identity fraud. This is not t...
15 hours /ai /crime Financial Risk Management
John Wu President at Ava Labs
The internet is built on proof. Proof you’re old enough to buy a product. Proof you can afford a loan. Proof you really earned the degree on your résumé. But proving anything online today usually means handing over far more than is necessary. A driver’s licence to prove age, a bank statement to prove solvency, a diploma to prove education – each on...
18 hours /identity
Laurent Descout CEO at NEO Capital Markets
It’s that time of year again! Money20/20 USA is returning and promises to be bigger, bolder and more future-focused than ever. From October 26-29, over 11,000 from the money community are set to descend on Las Vegas’s Venetian Hotel to build influential partnerships, accelerate deals and explore the key trends driving innovation in fintech. This ...
19 hours /payments
Snippets from ClosedAI – by Schumpeter in the Economist - followed byt ChatGPT's take on it: OpenAI to buy perhaps $10bn-worth of custom AI chips from Broadcom. Adding $200bn to Broadcom’s market value.. OpenAI revealed that Nvidia, Broadcom’s larger rival, would invest up to $100bn in it over several years while selling it graphics-processing un...
20 hours /ai /predictions Innovation in Financial Services
Dr Ritesh Jain Advisor at WorldBank
Programmability doesn’t replace access — it multiplies the value of access. That’s the simple but powerful idea behind India’s CD Token and similar initiatives: when money can carry rules, proofs and intent, we stop forcing people to fit into financial products and instead design products to fit people’s lives. Opening a bank account is necessary,...
21 hours /payments /inclusion Innovation in Financial Services
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