Join the Community

23,893
Expert opinions
40,631
Total members
400
New members (last 30 days)
204
New opinions (last 30 days)
29,253
Total comments

Latest expert opinions

clear
clear
Steve Durbin

Steve Durbin CEO at RYT

From Pilot Projects to Public Infrastructure: Why 2025–2026 Is the Year Governments Bet Big on Block

The Bahamas launched the world’s first retail digital currency in 2020. A few years later, Jamaica and Nigeria followed, while China began piloting the digital yuan at scale. Many dismissed these initiatives as niche or politically motivated at first. Yet, today more than 110 countries, representing 98% of global GDP, are exploring some form o...

/predictions Blockchain Observations

Uwakmfon Offiong

Uwakmfon Offiong Founder & CEO at Finclu Systems

Building Cross Functional Teams to Accelerate FinTech Implementation

The financial services sector is changing faster than ever. Open banking regulations, digital currencies, and inclusive finance initiatives are reshaping how money moves. Yet one recurring obstacle remains: how to translate promising solutions into live, trusted systems at scale. The answer lies not in technology alone but in the structure of the ...

/people Innovation in Financial Services

Priyanka Rao

Priyanka Rao Content Strategist

Amazon Pay ICICI vs Jupiter EdgePlus : Cashback math at ₹10k–₹50k monthly spends

Choosing Amazon Pay ICICI vs Jupiter Edge+ is hard when rewards depend on caps, merchants, and payment method. The wrong mix can cut your real cashback by half, even at the same monthly spend. Below, we compare monthly spends of ₹10k–₹50k slabs and help you understand the cashback outcome, then give spend-routing rules so you always hit the hi...

/inclusion /markets

John Castaldo

John Castaldo SVP Finance at Mbanq

How to Align Regulatory Timelines with Fintech Momentum

The mismatch between innovation speed and regulatory approval cycles is one of the defining challenges in global fintech. A founder can, in theory, build a payments app over a weekend, raise seed capital in a month, and sign up thousands of users for a pilot. But getting a license to operate can take 12 to 18 months. That’s longer than many start...

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Graph Neural Networks and GraphRAG: Navigating Open-World Complexity in Finance

Executive Summary Graph Neural Networks (GNNs) and GraphRAG don’t “reason”—they navigate complex, open-world financial graphs with traceable, multi-hop evidence. Here’s why BFSI leaders should embrace graph-native AI now. The majority of AI technologies in finance still interpret the world through the lens of rows and columns. However, money acti...

/ai

Giorgio Ippoliti

Giorgio Ippoliti Technologist for Field Applications Engineering at Sandisk

Financial Trading and the Role of Data Storage

It’s no secret that for global financial trading to be successful, speed is paramount. Transactions must occur within milliseconds, and being able to access and process data as quickly as possible to make real-time decisions is critical. Almost every aspect of financial trading now relies on fast access to data; from conducting risk assessments,

/markets /predictions

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How to Use a Health Insurance Calculator for Better Coverage Planning

When it comes to buying health insurance, one of the biggest questions people have is: How much coverage is enough, and what will it cost me? That’s where a health insurance calculator can make your job easier. A health insurance calculator is a simple tool that helps you plan your coverage better by giving you a realistic idea of your premium and ...

Digital Insurance Trends

Luigi Wewege

Luigi Wewege President at Caye International Bank

Privacy, Diversification, and Growth: The Modern Case for Offshore Banking

For centuries, offshore banking has been a lightning rod for debate. Once cloaked in secrecy and associated with the wealthy elite, it has often been misunderstood as an opaque tool for tax evasion. Yet, in today’s interconnected financial environment, offshore banking has matured into a legitimate, strategic option for individuals and businesses

/wealth /predictions Law and Finance

Prashant Bansal

Prashant Bansal Sr. Principal Consultant at Oracle

Digital Banking Software and the Role of Machine Learning in Decision Making

Introduction The financial sector is undergoing a rapid digital transformation, and digital banking software lies at the heart of this shift. From mobile apps to AI-powered advisory tools, these systems provide customers with seamless access to banking services while enabling financial institutions to enhance operational efficiency, security,

/ai Artificial Intelligence and Financial Services

Griffin Parry

Griffin Parry CEO at m3ter

Who Should Own Pricing? Lessons from High-Growth SaaS

Who Should Own Pricing? Lessons from High-Growth SaaS When you're innovating like it's 2025 but pricing like it's 2005, the disconnect shows up quickly in your numbers. Pricing is one of the sharpest levers a business has. But many CEOs lack a grip of it, which is partly about pricing design, and partly about monetisation systems. Either way, it ...

Now Hiring