Steve Round Co-Founder and President at SaaScada
From an ongoing struggle to deliver AI ROI to regulations forcing banks to improve hit their ESG goals, 2026 is going to be a truly transformative year as the UK banking ecosystem grapples with major challenges. FS firms will struggle to move past superficial AI in 2026, hamstrung by legacy tech and a lack of ambition In 2026, the financial serv...
20 mins /predictions
Cliff Bunting Director at PurplePatch Broking Ltd
Lenders are examining their credit data costs with more scrutiny than at any point in the past decade. After years of routine renewals and inherited terms, many organisations are now finding large differences in what they pay compared with similar institutions. In some cases, the variance reaches several million pounds over a single contract term....
3 hours /regulation /retail Banking
Quentin Colmant CEO and Co-founder at Qover
Embedded insurance – often bundled into a banking plan or payment card – has become one of the most discussed ideas in financial services. At its best, it protects people effortlessly by weaving insurance into products they already use and trust. There’s huge potential in that model. But like any powerful tool, it has blind spots. As embedded insur...
5 hours /startups /inclusion Digital Insurance Trends
Ben Goldin Founder and CEO at Plumery
The interconnectedness among several emerging trends in 2026 is noteworthy, with artificial intelligence (AI) and progressive modernisation acting as common threads. One trend that will continue gaining momentum throughout 2026 is the shift from customer-first to human-first banking, which aims to get even closer to the customer by understanding t...
7 hours /retail /predictions
Nikunj Gundaniya Product manager at Digipay.guru
Cross-border remittances have almost become so regular like domestic transactions. Given that millions of people rely on these transfers every day to support families, fund businesses, or settle trade payments. According to the World Bank, global remittance flows reached over $860 billion in 2023. This itself shows how rapidly this ecosystem i...
7 hours /payments
Shikko Nijland CEO at INNOPAY Oliver Wyman
My hypothesis: (Agentic) AI Drift is inevitable cost of adaptability in random world. Experts have spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observe, int...
7 hours /ai /payments Fintech
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I just published this in the EU Have your Say: A crystallisation of the steps is needed: 1. The base for progress in all areas is the Trust Infrastructure. Getting the EBWs from the markets and with them the general-purpose EUDIWs and AI-agents in test use before dead lines. 2. To motivate fast wallet deployment and frequent use there mu
7 hours /ai /identity Innovation in Financial Services
Mohit Agarwal Director, Strategy and Innovation at SustainoMetric
An Objective Examination of Due Diligence Beyond Tier 1 The Illusion of Visibility For decades, most corporations have focused their regulatory efforts and compliance teams on establishing robust due diligence protocols for their direct, Tier 1 suppliers. This immediate level of control, however, often fosters an illusion of control that fundament...
9 hours
Dmytro Spilka Director and Founder at Solvid, Coinprompter
As fears on Wall Street mount over the sustainability of the AI boom, Europe’s fintechs are showing their worth. Recently, WIRED author Brian Merchant spoke to University of Maryland economists Brent Goldfarb and David A. Kirsch, who devised their own scale for assessing whether certain innovations led to a market bubble. The economists analyzed ...
18 hours /ai
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
This article will cover the message standards used to communicate information about payments. What kind of information can be included in those messages, what are the requirements, which operators are using this standard, who is lagging behind and why it might be important to you. Spoiler - it might not be important for your day-to-day w...
19 hours /payments /regulation Frictionless Payments
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