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Uwakmfon Offiong

Uwakmfon Offiong CEO at Finclu Systems

FinTech and Microfinance: Moving from Access to Sustainable Inclusion

Microfinance has always been about opening doors for people excluded from formal banking. Today, digital finance is transforming how that mission is delivered. In my recent publication “FinTech as a digital innovation in microfinance companies – systematic literature review” I examined how technology is reshaping microfinance and what this means f...

/inclusion Fintech

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

Crypto: From grey zone to growth zone

The world is entering its ‘crypto era’. The headlines say it, the wallets prove it and the inflow in capital is speeding up (hello spot Bitcoin ETFs). Yet adoption hasn’t even hit full stride yet. Look at Australia for example: crypto adoption hovers around the 20% mark and dived 3% due to concerns around crypto regulation (41%). Ceilings like

/regulation /crypto

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Autonomous Finance and Embedded AI: Redefining the Future of Financial Services

Discover how autonomous finance and embedded AI are reshaping banking, from lending to risk management, with seamless, real-time experiences. Introduction In the rapidly changing financial landscape of 2025, two interconnected trends are gaining real traction: autonomous finance and embedded AI. Each independently marks a significant shift. Togethe...

/ai /retail

Krik Gunning

Krik Gunning Co-founder & CEO at Fourthline

Unmasking the new face of financial crime

The greatest threat to our online security, be it digital fraud, human trafficking or otherwise, is the failure of human defence systems. Does technology make our lives easier? Absolutely, yes. But will it alter the mindset of an employee that may be misguided to trust a deepfake of their boss or click a spam link (imitating a legitimate hyperlink...

/payments /crime Artificial Intelligence and Financial Services

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

The Sunny New Frontier for Traders: Greece, Italy, Spain

For years, southern Europe’s markets were dismissed as risky, stagnant, or peripheral. Investors crowded into Germany’s DAX or France’s CAC, while the Athens, Milan, and Madrid exchanges languished on the margins. But that story is quickly changing. This year, the stock indices of Greece, Italy, and Spain have surged ahead of their northern peers, ...

/inclusion /markets

Sharon Tan

Sharon Tan Head of Marketing - APJ at Oracle Financial Services

From Humans to AI Agents: Rewiring B2B Lead Funnels (Part 2)

In this 2-part series covering the new rules of B2B marketing in an AI-first world, we see how AI can really move the needle where businesses can see revenue growth, customer retention and increased productivity. In Part 1, we expanded on the value of contextual AI, and observed how combining your unique first party data to your AI models via API ...

/ai /predictions Marketing in Financial Services

Reilly Breaux

Reilly Breaux Head of North America at Capex AI

Why Consumer Banking's AI is Built Entirely on RAG and Supervised Fine-Tuning

Since 2022, the conversation around AI in consumer banking has hardly moved past simple chatbots and fraud detection. The "next frontier" is supposedly a system capable of conducting nuanced, secure and context-aware dialogues about a customer's entire financial life. We've spoke about this for years, but where is it? With current model ...

/ai Artificial Intelligence and Financial Services

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

When Old Models Fail: How NEAT Could Redefine Finance in a Chaotic World Order

With wars, pandemics, and political upheavals reshaping global finance, traditional models fall short. NEAT offers resilience in a world where adaptation is the only survival strategy A World Where Old Models Don’t Work. In a world of active war zones, rising geopolitical tensions, the memory of the recent pandemic, and widespread political disrupt...

/ai /wholesale

David Gallihawk

David Gallihawk Chief Product Officer & GM, Business Information at Experian UK&I

Business credit scores hold steady amid economic headwinds

The UK’s business ecosystem is once again at a crossroads. After a strong start to 2025, economic momentum has slowed. Inflation rose to 3.6% in June, GDP contracted for a second consecutive month, and business confidence remains subdued ahead of the Autumn Budget. SMEs are feeling the pressure, from tax adjustments to global trade disruptions, bu...

/startups

Yaacov Martin

Yaacov Martin CEO and Founder at Jifiti

Why Banks Must Rethink Lending Across Every Channel

The era of the branch-based loan is over. The slow, fragmented process of traditional lending has been replaced by a digital-first landscape where fintechs have set a high bar for speed and convenience. Yet the real opportunity for banks lies in a new chapter of lending, one defined by strategic optionality. The global embedded finance market, v...

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