20 August 2014

Latest blog posts

Marcelo DelimaSequent - Mountain View

Host Card Emulation: A solution for the 90 percent

3 hours ago  |  426 views  |  0  |  Recommends 0

I was surprised to read the other day that despite all the hype, still only about 1 percent of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around from the early days of the Internet, still represents barely 6 percent of total retail commerce. These numbers are consistent with the numbers publishe...

TagsMobile & onlinePayments
Michael DavisonIBM UK Ltd - London

Anyone know where good conduct went or how to get it back?

9 hours ago  |  532 views  |  0  |  Recommends 0

A question. Why do banking industry headlines remain so very bad when the talk is all of recovery, strengthening investment and employment indicators and an uptick in base rate soon? My acknowledgements to the FCA, Reuters, the Telegraph, Independent, Guardian, The Courier.com and other news organisations, on whose material I draw freely. Here...

TagsSecurityRisk & regulation
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Martin coxBell ID - Sydney

HCE - how secure is secure enough?

10 hours ago  |  532 views  |  0  |  Recommends 0

Since Google announced support for host card emulation (HCE) in Android KitKat 4.4 last year, the industry has been divided. Many recognize the value and opportunity that this brings to banks and othe...

TagsSecurityPayments
David WebberIntelligent Environments - Kingston

3.2bn pounds of student debt - the next mis-selling scandal?

19 August 2014  |  1510 views  |  0  |  Recommends 0

This autumn, half a million school leavers will make one of the biggest financial commitments of their lives by going to university. However, despite living in an age where they can instantly check th...

TagsMobile & onlineInnovation
Balaji VenkatesanPolaris - Chennai

Predicitve Analytics, Location, Social media use in banking

19 August 2014  |  974 views  |  0  |  Recommends 0

Predictive Analytical models can be built to use Transaction behaviour of customers. Products suggestion have to be relevant when we predict based on data available. Real time location usage Custome...

TagsMobile & onlineRetail banking
Balazs FejesEPAM Systems - Meilen

No More False Starts: Time For mPOS To Get Unified

19 August 2014  |  812 views  |  0  |  Recommends 0

The move to mobile point of sale (mobile POS) is radically changing the face of customer interactions and payments in certain sectors, particularly in retail, as both customers and merchants grow incr...

TagsCardsMobile & online
Roman ItskovichEbury - London

Kick starting the UK economy

19 August 2014  |  690 views  |  0  |  Recommends 0

SME lending continues to top the Governments’ agenda and at a conference I attended recently, George Osborne announced a series of new guidelines set to boost the fintech industry. A couple of the ne...

Mark SitkowskiDesign Simulation Systems Ltd - Melbourne

The Flaw in POS terminal security. Solved

18 August 2014  |  1463 views  |  3  |  Recommends 0

However advanced the security model used by a retailer's point of sale terminals, whether it be biometrics, EMV cards, one time passwords or any other kind, the single point of failure is the fact tha...

TagsRetail bankingTransaction banking
James MonroCapco - London

Banking's bright future in the cloud

18 August 2014  |  1207 views  |  0  |  Recommends 0

Why the cloud? At first glance the advantages to financial institutions are clear: lower costs, faster reactions to competitors and regulators, and improved communication with counterparties, for seam...

TagsMobile & onlineInnovation
Steve GrobFidessa - London

The Future of Best Execution

18 August 2014  |  909 views  |  0  |  Recommends 0

I was chatting with a few work colleagues last Friday about best execution and derivatives. They confidently asserted that without real fungibility (i.e. the ability to trade the same instrument o...

TagsTrade executionRisk & regulation
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