01 April 2015

Latest blog posts

Samee ZafarEdgar Dunn Company

The Payments Parallax

6 minutes ago  |  50 views  |  0  |  Recommends 0

There are two types of retail payment systems that support the overwhelming majority of today’s retail payment transactions. These are: (1) card payment systems (2) automated clearing houses – ACH – or inter-bank funds transfer systems. These are like two train tracks running parallel to each other. These systems are different and separate but now ...

TagsCardsPayments
Colin WeirMoroku - Sydney

Pay Day Lending Highlights Financial Literacy Challenge

46 minutes ago  |  122 views  |  0  |  Recommends 0

In Australia, ASIC and the ABC are on the hunt for unscrupulous Pay Day lenders. Pay Day lending is the provision of small, short terms loans to people that require financial cover to pay day. Annual Percentage Rates (APR) can exceed 1000% as advertised by www.payday.uk “£230 borrowed for 28 days. Annual interest rate of 292.2% (fixed). Total amou...

TagsRisk & regulationRetail banking
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Bryant TowCapco - New York

A Weak Link for Happy Hackers

18 hours ago  |  945 views  |  1  |  Recommends 0

Cyber Attack Vector… the Human Operating System is 100% Vulnerable Cyber-attacks are through the roof. Numbers from the FBI, Verizon Breach Report, The Ponemon Institute and nearly every industry so...

TagsSecurityRisk & regulation
Neil AingerNeil Ainger Editorial Services - London

LastMinute.com co-founder wants Britain to be brilliant at net

20 hours ago  |  489 views  |  0  |  Recommends 0

“Let’s create a new institution [DotEveryone] and make Britain brilliant at the internet,” said Martha Lane Fox, co-founder of LastMinute.com, during her 2015 Richard Dimbleby Lecture screened live la...

TagsMobile & onlineInnovation
Alexandre VandeputCapco - Antwerp

PSD2: Can banks take the lead in the mobile payments race?

20 hours ago  |  679 views  |  0  |  Recommends 0

When we consider mobile payments, we often misjudge customers' willingness to embrace adoption. This is because mobile devices are only the start of a new customer journey. Customers are not switching...

TagsMobile & onlinePayments
Raja RayVerifone - London

Getting smarter with payment technology

21 hours ago  |  569 views  |  0  |  Recommends 0

Mobile payments are on the move. Presumably, it’s only a matter of time before Apple Pay leaps across the ‘pond’ from the US to begin the effort to create a global market. With contactless card use a...

TagsPaymentsInnovation
Prasenjit DasCapgemini - United States

Social Media Banking as keystone of the Digital Transformation Arch

31 March 2015  |  1386 views  |  0  |  Recommends 0

As we overcome the ‘hype cycle ‘ with mushrooming technology innovations , banks in their quest for a ‘Next generation Banking ‘ model with ‘social media’ will have a forward integration with the dig...

TagsMobile & onlineRetail banking
Anne PlestedFidessa - London

ESMA stops short of a no-action letter

30 March 2015  |  866 views  |  0  |  Recommends 1

Having taken several years to get through the review of MiFID, it was interesting to hear from ESMA chair Steven Maijoor last week that there is an appetite to “explore the mechanisms to address regul...

TagsTrade executionRisk & regulation
Samee ZafarEdgar Dunn Company

Short-Circuit Banking

30 March 2015  |  611 views  |  1  |  Recommends 0

The definition of short circuit: “to force termination of an ongoing process before its natural conclusion by bypassing one or more intermediary steps” (Source: Wiktionary). Established industries ope...

TagsInnovation
James Tuckettwww.investUP.co - London

Global crowdfunding is predicted to reach 34bn dollars in 2015 - mega!

30 March 2015  |  1304 views  |  0  |  Recommends 0

It’s not often that we get to write about the only global report on crowdfunding worth talking about. And this one’s doubly special, as we’ve waited for over two years to receive this report by Masso...

TagsInnovationStart ups
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