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Just a year ago there was hype about the Metaverse. Major banks such as Standard Chartered, HSBC, DBS have spent millions acquiring land for virtual brunches in the Metaverse. And JP Morgan even becam...
"Programmable Money" is founded on the principle that its issuer can prescribe its usage, transferees, daily spending limits, and even a termination date. One can put any number of condition...
"What is the Matrix?” While Keanu Reeve asking this question in the movie was an act of fiction, in our real world today there are many who are asking the same question referring to metaverse. Fo...
Despite origins in gaming and social media, the Metaverse’s application has extended beyond entertainment to traditional sectors. Several practical applications of Metaverse technology including Virtu...
With the advent of new video social platforms including TikTok and Snapchat, we have seen hundreds of novice financial advisors, otherwise known as ‘finfluencers’, emerge. These influencers offer Gen ...
The COVID-19 pandemic has profoundly disrupted the banking and financial services business arena as it has done to many other facets of our lives. The word ‘contact’ is extensively associated with th...
The lockdowns and the dread of going to crowded places have taken a toll on most of us, but not fintech companies. Europe, for example, has witnessed a 72% boost in fintech use. However, such a bless...
It has been awhile since I last posted a blog. I am sure everyone is thinkling about potential credit losses as a result of rising unemployment rates. In the U.S. it now over 15%. During the great mor...
This years’ Finovate Europe took place in Berlin. A three-day extravaganza that I attended at the Intercontinental Hotel - featuring the latest and greatest from the European FinTech scene. Despite St...
Financial institutions have traditionally been comfortable in maintaining the ownership of customer relationships. The digital disruption in last 3-4 years has pushed them to adopt newer ways of banki...
The era of platforms has dawned. This is not only evident in the meteoric rise of the usage of “platform” companies by customers; but also in their valuations. The platform providers have found footho...
About a year ago I read news that researchers have devises how to make how we walk protect private information opens up an interesting use of biometric data. (https://techxplore.com/news/2018-08-artif...