Muhammad Qasim Senior Software Developer at PSPC
Fintech is entering a new structural era. The old era was built on channel arbitrage, low CPMs, and abundant user attention. Growth teams could drive results by simply spending money more efficiently than competitors. But now, paid acquisition returns are flattening, privacy restrictions are expanding, platforms are more unpredictable, and custome...
36 mins
Naina Rajgopalan Content Head at Freo
Contract for Difference (CFD) trading attracts many traders because it lets them speculate on price moves without holding the actual asset. This method appeals to those who want exposure to several markets with flexible entry points. It also helps traders use capital efficiently while managing risk. As a result, it serves as a practical choice for...
1 hour /inclusion /markets
John Griffin Founder at m3ter
You have just launched a groundbreaking AI feature. It is sticky, powerful, and customers love it. But then comes the real challenge: pricing. Unlike traditional SaaS, AI products have real, variable costs. Every token, every API call, every inference adds up. One high-usage customer can quietly destroy your unit economics. In other words, you migh...
2 hours
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
4 hours /ai /payments Payments strategies 2015-2020-2030
Fergus McKie Marketing at Planixs
The Single Euro Payments Area (SEPA) has been enhanced to enable instant payments across Europe: 24 hours a day, every day. Jointly led by the European Payments Council (EPC), the European Central Bank (ECB), and the European Union (EU), this mandate is writing a significant chapter in banking history by opening instant payments up across all coun...
5 hours /payments /wholesale Treasury Management
Laurent Descout CEO at NEO Capital Markets
Payments have become the backbone of fintech. Once considered an unglamorous back-office function, they are now at the forefront of innovation and the breakout leader of the fintech sector. In 2022, PayTechs were estimated to make up 25% of fintechs. Fast forward to 2024, and payments equate to 55%, or $126 billion, of the $378 billion in global f...
6 hours /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
How will the trust layer work in practise? Feel free to improve ChatGPT's take: When credentials are not anchored in law, the missing legal authority must be compensated with community-governed trust frameworks — aka rulebooks. These rulebooks make the credentials verifiable and usable even without legal mandate. Here’s what’s typically need...
02 November 2025 /ai /identity Innovation in Financial Services
The now very strong focus on organisation wallet deployment is motivated by getting the right to promise citizens - at home and at work - that life will become big time easier and more secure. This happens when states, municipalities and enterprises can send and receive all sorts of verifiable credentials to - and receive from - interoperable wall...
Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank
A few weeks ago, I found myself in conversation with a former colleague, an engineer of rare brilliance, once a standout performer at a premier financial institution. Though he had since charted a new course professionally, he remained tethered to the ethos of the place that had shaped his formative years, drawn by a quiet reverence for the organi...
02 November 2025 /people /identity High performing teams
Sam Boboev Founder at Fintech Wrap Up
Crypto in 2025 is looking less like a rebellious teenager and more like a young adult at the big kids’ table (albeit one still wearing a hoodie). Andreessen Horowitz’s “State of Crypto 2025” report dubs this “the year crypto went mainstream,” and for good reason. From stablecoins suddenly acting as the fastest money on the internet to AI and cryp...
02 November 2025 /ai /crypto
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