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Shane OHara

Shane OHara

CTO at AXLPay Mobile Payments
Message Message me Posts: 0 Comments: 9
Bio AXLPay is an innovative Mobile payments specialist, providing solutions spanning HCE (Host Card Emulation), P2P payments and Cloud services. Career History 1st Class Hons Degree in Electrical Engineering, University College, Dublin. Worked with Schlumberger in Norway, then Middle East, before moving to UK in late 90's where I developed software for various Investment banks (Merrill Lynch, CSFB, Bank Gesellschaft) until 2000, then joined Flex-e-vouchers

Shane is Commenting on

Up Bank launches BNPL alternative, Maybuy

  just checking my calendar to see if it is April 1st!

01 Aug 2022 Reply Read article

Jyske Bank to launch robo-advisory service using Munnypot platform

  I love this... how can I find out more?

21 Feb 2018 Reply Read article

UK banks drag their feet as Apple Pay opens for business

  Hi,  That is a good question. I suspect that right now it adds minor benefits: 1. Possibly faster payment through turnstyles and the likes 2. Benefit of not keying in pin - some time saving and no risk of pin theft. 3. feel good!! I love the feel of paying by phone.. there is still a novely to it. In time (and its close) - there will be some much nicer benefits... by paying via phone the loyalty and rewards functionality can be much more sophisticated - you spend, rewards go to phone instantly, could potentially end up as extra funds on phone. Add geolocation services and it becomes slicker again - you are walking past Costa and phone pings you that you bought your last coffee there and Costa is offering you 50P off if you buy a coffee now and so on.... ignoring the intrusion questions (which ultimately will be controllable by the user), there are some clever things around the corner and Applepay is just pushing it all forward. By integrating with Banks this early they can suffer some early headache  - the benefits of having the banks on board is huge for them. Shane. 

15 Jul 2015 Reply Read article

UK banks drag their feet as Apple Pay opens for business

  They are not bringing any thing new - tech wise. They are bringing the muscle in - the muscle to sway the card issuers (banks) into talking to their app. As I understand it - their app must (with mag emulation) provide a dynamic cvv for each transaction and this must be verified on the bank side.. .so they have to share keys (or make it more complex and operate token mechanics to achieve something similar).  

15 Jul 2015 Reply Read article