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Location
Bangalore, India
Member since
2013
Writes about
Payments

Chandra's blog archive

2020 (1)
Chandra Shekaran

Chandra Shekaran

Senior Payments Practitioner, Cards and Payments at Tata Consultancy Services
Message Message me Posts: 1 Comments: 3
Bio Senior Payments Practitioner in Cards and Payment Technology and Business, Heads the Cards and Payments Industry Practice for TCS Banking and Financial Services Career History Ex-Banker with specialisation in FX and Treasury, Cards and Payments Operations, Cards and Payments Solutions

Blogs

Banking Architecture

Core Payments Modernisation: Managing the Speed of Change to Ever-Growing Complexity and Demands

31 Aug 2020

The payments industry has been in a state of flux for more than a decade. The confluence of changes mandated by the various industry initiatives, growing list of client demands, and the competitive landscape has not only set the foundation for disruptive and inclusive innovation but also increased the complexity of the platforms that support the m...

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Chandra is Commenting on

Cryptocurrency is dead. Long live Central Bank Digital Currency!

  The crypto-currency was dead on arrival was what I always thought; apart from speculative use cases, the real proposition to switch customer adoption to this currency form apart from other compliance reasons, there was no way that a crypto could make it. However, while CBDC will definitely come by and will compound the complexity and complexity in the beautiful world of payments

31 Aug 2020 Reply Read article

Cyber security is important for everyone

  I think the comment about information exchange is absolutely important. Not many of the banks (who are challenged by cybersecurity threats) exchange information within the banking community, which can make other players vulnerable, the industry and the consumer/business community at risk. First, there must be a consortium set up (and possibly headed by the payments council) to exchange threat intelligence, and secondly, financial service players must invest in newer technologies that can predict emerging forms of threat and mitigate against them. Of course this calls for significant investments, but this becomes inevitable as we the global economy moves into the digital age, where dyanmic data becomes the main source for identifying and protecting our customers.

19 Nov 2015 Reply Read article

R3 blockchain collaboration project builds momentum

  That is right. Disruptions in financial services is already heated up and it is great to see traditional financial service players partnering with Fintech players and form this consortium to innovate. I have not seen this over my two decades of experience in this industry and it is great to see some of the large banks teaming up to shape the new world of payments.

19 Nov 2015 Reply Read article