The creation of Sepa, the Single Euro Payments Area, presents organisations with the opportunity to improve the efficiency and extend the coverage of the payments process as well as providing a single payments relationship through which to enter new European markets effortlessly.

In conjunction with the promise of improvements, there are also many changes regarding regulation and supervision. This article examines the proposed changes and the potential implications they have for all organisations using electronic banking.» Download the document now 124.6 kb (Adobe Acrobat Document)