MasterCard and Belgium's Banca Monte Paschi Belgio have unveiled a dual debit and credit card which also includes a display screen for passcodes that secure online payments.
Launching early next month, the 'PaschiCombo' card - which also includes PayPass contactless functionality - comprises of a Maestro debit card on one side and MasterCard credit card on the other.
This, claim the partners, makes it the most widely accepted in the world, covering terminals at 14 million Maestro-friendly merchants and 34 million MasterCard outlets.
When customers want to make a purchase, they simple insert their PaschiCombo card into a conventional payment terminal and use the keypad to select to pay with Maestro for a debit payment or with MasterCard for a credit payment.
Meanwhile, the card also includes a button, which users press to create a unique pass code which appears on a display screen and can be entered online to secure Web purchases.
Dino Albanese, member, management committee, Banca Monte Paschi Belgio, says: "We may be the oldest bank in the world today, but we also want to be the most innovative. The PaschiCombo card is without doubt the most innovative card in the world, accepted by the most extensive network in the world."