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Madrid

Member since

2013

James Cranfield

Managing Director at Insight Consultancy UK Ltd

Message Posts: 0 Comments: 10

James is Commenting on

Visa to issue sustainable plastic cards

Great idea. Plastic cards are being replaced by digital contactless alternatives, but in the meantime, why not lessen their impact?

17 Jun 2020 Reply Read article

Cash is here to stay - cards are the true dinosaurs

John Cryan the then CEO of Deutsche Bank (who commisioned this research) tweeted in Davos in 2016 that cash will be gone in 10 years: Cash, I think, in ten years’ time probably won’t exist. There will be no need for it: John Cryan http://wef.ch/1ny9SBa #wef #futurefinance This article poses a very different view. Both are clearly wrong. Nothing is here to stay. Nothing. It's not a question of whether cash will go, but when cash will go. 10 years? No. 50 Years? In some countries, yes. In 100 Years? Probably. To say that cash is here to stay is as ludicrous as saying that cash will disappear by 2016. IMHO

23 Jan 2020 Reply Read article

Curve’s customers far outnumber ‘active users’, leaked figures suggest

Number of customers will always outnumber active customers and this definition of active is the strictest (1 month). But even then, 14% is a very low active rate. That compares to the worst prepaid programmes I have seen. By the way I had to look up the word "spruik". Never heard of it before!

28 Nov 2019 Reply Read article

IBM and Visa join forces to turn billions of connected devices into points of sale

Agree that the sneakers is an odd example to highlight. I think most IOT players are desperate to get away from the connected fridge example but there are so many more interesting examples that could be highlighted. The "running shoes" example raises so many objections in consumers' minds the moment it is mentioned. Why? What if I run on soft terrain, will it adapt? I don't need to be told when to by new shoes, etc...but my gas boiler connected to the a dynamic price checker, maybe. My lights choosing the most efficient day/night tariff for elecrticity...possibly. The Jaguar/Shell example is better, although needs to be broader than petrol to make a case. Still, I find this tie up very interesting. I think it's a good move. IBM and Visa could be aiming to be the ingredient element for all things IOT. "Intel Inside approach".

17 Feb 2017 Reply Read article