What the banks vs fintech debate gets wrong

17 Jan 2023

The boom in real-time payments is reverberating across the world, and by 2026 they will make up 25% of all electronic payments. Market forces and the global pandemic accelerated adoption to new levels, providing consumers and businesses cheaper, faster and more efficient ways to pay — and there’s no looking back. And as more and more countries l...

Why the COVID-19 pandemic might be a catalyst for further adoption of worldwide real-time payments

12 Jun 2020

The COVID-19 pandemic, which has already led to massive changes in business and consumer behaviour, is accelerating the adoption of digital payments and the interest in real-time payments across the globe. During a recent webinar we organized to discuss ACI’s Global Payments Report ‘Prime Time for Real-Time’, 36 percent of attendees said that they...

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Banking Strategy, Digital and Transformation

The European race to provide real-time payments

29 Aug 2019

As individual European nations forge a real-time, digital-first payments environment, they raise the bar for all financial institutions conducting business in the Eurozone. Instant payments have become the normality, and it’s no longer a question of “what’s the business case for implementation?” but a matter of how instant payments players can tak...

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SWIFT gpi, Cross-Border Payments for the Digital World

07 Mar 2019

Why is SWIFT gpi so key for cross-border payments? SWIFT gpi is not a one-off delivery or by any means static – it is the payments community pushing ahead and developing additional features on top of the interbank network. With SWIFT gpi now accounting for more than 50% of SWIFT payments traffic, access to thousands of banks globally and the abili...