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Payments strategies 2015-2020-2030

Archive for: February, 2011

Matthew Dragiff - SunGard AvantGard Payment Services - Jacksonville | 24/02/2011 | 4298 views

Why Do Checks Still Dominate B2B Payments in NA? Cont'd

Why do companies continue to pay by check? In part two of the series “The Top 5 Reasons Why Checks Still Dominate B2B Payments” I explore the absence of paper remittance data as a perceived obstacle to timely, accurate cash application when paying electronically. Reason #2 - Remittance. Remittance is critical for suppliers because the ... Tags: Payments

Barry Kislingbury - Misys - London | 21/02/2011 | 4175 views | 8 comments

From Tax returns to SEPA - Governments should lead the way

It’s funny where your inspiration comes from. I had to do my annual tax return recently, which amazingly resulted in a small refund. What surprised me though (or maybe it shouldn’t) is that Her Majesty’s Revenue and Customs (HMRC) then went to all the trouble of sending me a cheque in the post. Why does this amaze me? Well, ... Tags: Payments, Retail banking

Miloslav Hoschek - Miloslav Hoschek Consulting - Dublin | 17/02/2011 | 4394 views

Liquidity trap solution based on negative rate

The term „liquidity trap" was suggested by Keynes (1936) as a situation in which monetary policy is unable to stimulate an economy through increasing money supply or lowering interest rates. Liquidity traps typically occur when deflation is expected. Under the Keynesian conception of a liquidity trap further injections into the money ... Tags: Risk & regulation, Sibos

Matthew Dragiff - SunGard AvantGard Payment Services - Jacksonville | 17/02/2011 | 4386 views | 5 comments

Why do Checks Still Dominate B2B Payments in North America?

“For years we’ve been hearing that checks are going away, yet they are still used for the majority of B2B payments in North America.” I have heard that statement at nearly every trade show that I have attended this year. The trend toward electronic payments has been strong in the retail banking world where the ever growing avail... Tags: Online banking, Payments

Antti Larvala - CAL360 Degrees - Brussels | 10/02/2011 | 4729 views | 5 comments

Direct debit as online payment option

Last week or so, my client asked if they could use direct debit as optional payment method. To me this is really valid point. They said that when offering their service from iTunes, they pay hefty 30 % commission for Apple. When offering service to be paid with credit card, commission is nearly 2,5 % to 4,5 % per paid service. When discussing with ... Tags: Online banking, Payments