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Innovation in Financial Services

Archive for: December, 2009

Bo Harald - ZEF Solutions - Esbo | 29/12/2009 | 6226 views

If you do not know where you are going - any road will do..

If you do not know where you are going - any road will do..This springs to mind when witnessing the plethora of alternatives created by today's technology and fragmented doings of both natives and immigrants on the Internet and in general. Innovators are well aware of the growing NEED to innovate both for enterprise survival and for national compe... Tags: Online banking, Retail banking

Bo Harald - ZEF Solutions - Esbo | 23/12/2009 | 6532 views

I cannot see around the corner..

Too often I tend to forget that I cannot see around the corner. This means that I am spending too much time in trying to imagine the future. Instead I should take my vision and passion and go around the corner - as almost always before there is something unexpectedly simple and positive waiting. Take the example of e-invoicing. We did have the fee... Tags: Online banking, Payments

Nick Ogden - Voice Commerce Group - London | 21/12/2009 | 3341 views

Time to cheque out for Christmas

As we sit back and relax this Christmas a topic of conversation that is likely to rear its head over the festive Ogden dinner table will likely be the demise of the cheque. With several generations at the table it will be interesting to hear the different perspectives and reactions to the news, especially between the grandchildren and grandparent... Tags: Cards, Payments

Bo Harald - ZEF Solutions - Esbo | 20/12/2009 | 5041 views

Republic of Finland - exemplary action

The State Treasury sent out letters to 16 000 suppliers to the public sector last week to remind them of the fact that only electronic invoices will be accepted as of 1.1.2010. The deadline for paper and unstructured PDF was announced already in the beginning of 2009 - and hinted to much earlier - so there has been time to take widely available low... Tags: Online banking, Payments

Bo Harald - ZEF Solutions - Esbo | 20/12/2009 | 5054 views

Happy end for SME-tale in sight - if banks do their part..

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not telecom and so forth. The answer is simple - as they are so small they have small volumes = low transaction, financing, insurable and wealth volumes ... Tags: Payments, Retail banking