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Innovation in Financial Services

Archive for: January, 2012

Pat Carroll - ValidSoft - London | 31/01/2012 | 3335 views

Fraud is a problem. CIFAS, the UK’s Fraud Prevention Service, noted a 9% increase in overall fraud from 2010 to 2011. Startlingly, there was an 18% rise in facility takeover fraud –when a criminal obtains your credit card details, bank details or mobile phone to use your money without permission. CIFAS cited tough economic times as the ... Tags: Security, Payments

Bo Harald - ZEF Solutions - Esbo | 29/01/2012 | 2942 views | 2 comments

The United States of Europe

When now the market and media hystery around the Euro is fading away it is getting clear that half-pregnant is not a happy state. More integration is needed to reach the splendid potential of a true single market - the largest in the world - is needed. It is now very clear that no national politicians are allowed to borrow money (in the citizens' ... Tags: Online banking, Payments

Rupert Fallows - KPIT Cummins - Reading | 23/01/2012 | 2588 views

Avoiding the Delta of Disappointment for Fintech Companies

In a previous Blog about the uptake of Social Media tool, Twitter, I recounted the returns companies get when they deploy a sales methodology, and also the reasons why many companies invest in methodologies only to see them languish in the abyss of poor adoption. I’ve written also about the value of sales process and the need to integrate bot... Tags: Security, Payments

Jim Marous - New Control - Cleveland | 19/01/2012 | 2728 views

The State of Bank and Credit Union Marketing in the U.S.

Today's bank and credit union marketers are facing a period of big data, increasing devices and more communication channels than ever before. In addition, consumers are challenging the pricing and service levels they receive from their financial institution, and are willing to speak their mind using lightning fast social media channels. To better... Tags: Retail banking

Pat Carroll - ValidSoft - London | 18/01/2012 | 4391 views

Say hello to voice biometrics

Advances in smartphone technology have already changed the way we live, allowing us to do so much more on our phones. However, mobile payments, mobile banking and the data stored on our phones present serious security risks. To tackle that security deficit, banks, businesses and governments need to rethink how they authenticate end users. A recen... Tags: Online banking, Payments