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Payment and Identification

Antti Larvala - CAL360 Degrees - Brussels | 04/06/2013 | 1089 views

SEPA ain't ready yet

There are still few moths left for final dead line of implementing SEPA. Still only tiny % of direct debits are using SEPA. Some estimate that number is only 2 but let's hope it is not correct. For standard payments numbers are a lot better but still under previous estimates. Even everything should meet the target in technical level at the Februa... Tags: Payments, Transaction bankingGroup: Payments strategies 2015-2020-2030

Antti Larvala - CAL360 Degrees - Brussels | 12/04/2013 | 1302 views

Still missing universal reference numbers in SEPA

In a paper SEPA looks wonderful, but implementation is lacking. Just in my own experience I run in to difficulty few weeks ago, because SEPA could not deliver the promise. I paid a bill from my belgian online bank to Finland. As in Finland, companies require reference codes for automatic payment settlements. That is good and saves a lot of time/mon... Tags: Payments, Wholesale bankingGroup: Online Banking

Antti Larvala - CAL360 Degrees - Brussels | 11/04/2013 | 1425 views

Fingerprint vs. PIN code

As rumor says, Apple will introduce new fingerprint scanning to open iPhone but may also introduce fingerprint to accept payments. In technical standards it sounds really secure solution, but there are some issues which makes me wonder is this level of identification needed and will it be market standard. And do they require same finger print scann... Tags: Mobile & online, InnovationGroup: Payments strategies 2015-2020-2030

Antti Larvala - CAL360 Degrees - Brussels | 02/04/2013 | 1227 views

iTunes payment app

If Apple will introduce iWatch, on my wish list is payment app which contains my iTunes card info. With this app I could pay my purchases, accept my kids iTunes purchases but also on stores in real world, not digital cyperland. This app would also contain real time info on stores where app is accepted.For merchant this app would be interesting, if ... Tags: Mobile & online, InnovationGroup: Payments strategies 2015-2020-2030

Antti Larvala - CAL360 Degrees - Brussels | 25/03/2013 | 1918 views | 4 comments

Google class- payment

It's sunny day and Simon steps in to local grocery store wearing his Google classes. He is thirsty. Grabbing a can of soda he walks to check out desk. "Google Class - payment" says Simon and his classes bring him menu screen where are Cards and Checkout as option. Same time Google class GPS system locates him to Jim's Grocery store next to check ou... Tags: Mobile & online, InnovationGroup: Payments strategies 2015-2020-2030