Finextra community home

James Richards

James Richards - 80-30 - London | 26/04/2013 | 994 views

Innovate or die?!

“Innovate or die” is a business slogan which has been around since the mid-1990’s and was often used by the Microsoft founder Bill Gates. It struck me this week that considering this train of thinking is nearing 20 years old now, how fundamentally relevant it is in today’s challenging economy… Let’s face fact:... Tags: Mobile & online, InnovationGroup: Finance 2.0

James Richards - 80-30 - London | 05/04/2013 | 1172 views

Customer centric - that's hande!

Many businesses today are struggling with retaining and growing an ever-fickle customer base and arguably one of the most affected sectors at the moment is that of retail banking. With customer confidence and trust in the UK banking system at an all-time low, many are reviewing alternatives for switching their business and voting with their feet. ... Tags: Mobile & online, InnovationGroup: Finance 2.0

James Richards - 80-30 - London | 21/03/2013 | 1508 views | 1 comment

Is BlackBerry becoming a sweeter pill to swallow?

There are some early signals that the former smartphone leader may be staging a comeback as BlackBerry announced last week that sales of its flagship Z10 have exceeded expectations and that they have just secured their largest ever order in company history. So, what have they done to achieve this and is this a sustainable strategy? Turn the clock... Tags: Mobile & onlineGroup: Finance 2.0

James Richards - 80-30 - London | 05/11/2012 | 3493 views | 3 comments

Everything significant we are working on is around mobile?

Eric Schmidt, executive chairman of Google, famously said that “everything significant we are working on is around mobile,” reflecting the current core focus on mobile in the technology industry – something mirrored throughout financial services and retail. Schmidt’s quote also highlights the multitude of different mobile of... Tags: Online banking, Mobile & onlineGroup: Finance 2.0

James Richards - 80-30 - London | 01/10/2012 | 2017 views

Making the daily commute mobile

Transport for Greater Manchester (TGM) recently announced it will start rolling out a new smart ticketing system across the UK’s third biggest city. It’s a move that is well overdue and is sure to vastly improve many thousands of Mancunians’ daily commutes. However, when first hearing the news, it wasn’t the efficiencies tha... Tags: Mobile & online, PaymentsGroup: Finance 2.0