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Matt Scott

Matt Scott - ACI Worldwide - Watford | 19/03/2013 | 1727 views | 1 comment

Mobile Deployment Options 2013

Mobile Payments are an increasingly important element of the payments ‘ecosystem’. This is a brief guide on the current options available and their associated benefits and issues. To apply some context here – the Use-Case discussed is a consumer using their mobile device to pay a merchant for goods or services. The foc Tags: Cards, Mobile & onlineGroup: Innovation in Financial Services

Matt Scott - ACI Worldwide - Watford | 04/02/2013 | 2028 views | 1 comment

Loyalty is Pointless without Redemption

Okay, so I will admit, I was quite impressed when I started using a certain retailers Mobile Wallet Application (or User Interface Application – depending upon which Industry term you prefer). It was quite feature-rich, easy to use, easy to load a prepaid facility and equally easy to spend it using a stacked Code 16K Barcode (incorrectly det...

Matt Scott - ACI Worldwide - Watford | 15/01/2013 | 1208 views | 1 comment

Ministry of Mis-Information

Today whilst perusing the drivel that normally adorns my Facebook updates page I noticed that one of my "friends" was promoting/re-posting a photo of a spoof article regarding PIN Entry whilst being mugged - the old chestnut or urban legend that typing your PIN in backwards will somehow be magically interpreted by the Bank's systems and immediately...

Matt Scott - ACI Worldwide - Watford | 03/10/2011 | 2270 views | 1 comment

UK Consumers prepared to pay for NFC Prepaid

In a time of extreme economic sensitivity I was surprised to read details of a Simon-Kucher research exercise which concluded that the average price consumer are willing to pay to load a prepaid NFC e-Wallet is around £3 and that 65% of the public are eagerly awaiting this. Now I am not normally one to criticise research exercises but I am f... Tags: Cards, Payments

Matt Scott - ACI Worldwide - Watford | 04/03/2011 | 3350 views | 2 comments

Trials and Tribulations with Prepaid Experimentation...

Ok, so I've had fun experimenting with the O2 Prepaid Card offering provided by O2/Natwest. I noticed that Orange/Barclays were launching a new Prepaid Card with PayPass - excellent I thought - this must equal the strives and developments made by O2 - it must surpass them. Unfortunately I was wrong. Buried in the terms and conditions for the Ora...