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József Nyíri - IND Group - Budapest | 30/09/2010 | 3576 views

Last week on a retail banking conference in Prague, i have heard a dozen times from bankers' presentations, that the banks need to focus on affluent customers. They are way more profitable than the mass retail customers and spend much more time with the online banking as well. Still, the online banking offerings from banks are mostly focusing on t... Tags: Online bankingGroup: Online Banking

József Nyíri - IND Group - Budapest | 15/06/2010 | 4161 views | 1 comment

Internet banking - in a simple way?

The number of Internet banking users grew rapidly in the past years. There are users, who are not really tech-savvy or accountant type, but more common people, who have very limited time to get used to the Internet banking in general. Moreover, usually the banks' online applications are 100% reflecting the banking language, which is rather hard to ... Tags: Online banking, Retail bankingGroup: Innovation in Financial Services

József Nyíri - IND Group - Budapest | 07/04/2010 | 5789 views | 2 comments

iPad - Thinking of financial apps

As iPad was released, a lots of developers already started up their engines to create thousands or even millions of different apps, so the financial ones will be there too.The good thing about the iPad that on the first run, we do not know for what we can use it. The developers themselves are exhaustively thinking about it, to find a good idea and ... Tags: Online banking, Retail bankingGroup: Finance 2.0

József Nyíri - IND Group - Budapest | 01/04/2010 | 4986 views | 2 comments

Voice verification - for mobile banking security?

If you are a user of a mobile banking service, you can experience the ease of accessing your account balance, last statement, but when it comes to transactions, bill payments, it gets challenging. On the market there are different solutions of the transaction authorisation especially in browser based mobile bankings;- simple PIN (unsecure) - one-t... Tags: Security, Online bankingGroup: Innovation in Financial Services

József Nyíri - IND Group - Budapest | 24/03/2010 | 4105 views | 1 comment

What is the branch for? Mortgage?

Listening to people from different parts of Europe, everybody claims that banking went online, and the role of branches significantly decreased. In my example, the last times i visited a branch of my bank was when i opened my account and when i applied for a mortgage loan. For every other reason i use online and mobile banking, and of course ATMs o... Tags: Retail bankingGroup: Innovation in Financial Services