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John Bertrand

John Bertrand MD at Tec 8 Limited

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early ...

9 h

Quentin Colmant

Quentin Colmant CEO and Co-founder at Qover

Customer ratings can be tricky for any business, but in the insurance industry it poses some unique challenges. For legacy insurers, who are inherently local, customer reviews can be highly volatile –...

11 h

Dennis Buckly

Dennis Buckly Fintech Writer/Analyst at House of Ventures

Generation Z is quickly becoming a force to be reckoned with in the world of investing. With a keen eye for technology and a desire to make their money work for them, Gen Zs are embracing investing l

15 h

Serhii Bondarenko

Serhii Bondarenko

Ghazi Ben Amor

Ghazi Ben Amor

John Bertrand

John Bertrand

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Freddie McMahon

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Prakash Bhudia

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Dennis Buckly

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Ketharaman Swaminathan

Ketharaman Swaminathan

"Canada's Real-Time Rail, a payments system that has been in development for several years and was originally set to go live this month, has been delayed again as the body that runs Canada's domestic payments networks pauses to perform a second review of the project's risks.", wrote Kate Fitzgerald on 26 Jun 2023 in an American Banker article (Disclosure: I'm quoted in this article). No skin off my back since I'm not a taxpayer in Canada but a further delay of (at least) two years is ridiculous. It's not like RTR is something new - it's just another A2A RTP that has been implemented by 60 other countries in the last 15+ years starting from FPS in UK in 2008. I'm guessing the latest delay is due to the third - or fourth or fifth? - review of the program's risk, just as the previous ones were. My unsolicited $0.02: If Canada does a Lloyds Bank style purge of its risk department headcount, RTR might go live before end of 2025, if not 2024.

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A Finextra Member

A Finextra member

The open finance expansion in combination with real time payments will speed-up the expansion of fraud in the UK. Does Labour and the Blair Institute have a programme for fraud elimination as well. If so, please table it asap. So far the UK government has made the payer and payee payment institutes compensate the defrauded but with expansion of open finance and real time payments these two payment instutes become even more victims than today and organized criminals can keep pocketing ever growing takings that they can re-invest in drug distribution and human trafficing.

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A Finextra Member

A Finextra member

Likely the European Union legislation on real time payments mandate for all banks in the Euro area from September 2024 (receive RTP) will see serious delays as well.

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A Finextra Member

A Finextra member

Likely the Russian government plans to seize some Apple assets in Russia with the accusation that Apple is in violatio of the Russian anti-competition legislation. This is why this accusation comes now and not in 2022.

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Ketharaman Swaminathan

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