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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Autonomous Finance and Embedded AI: Redefining the Future of Financial Services

Discover how autonomous finance and embedded AI are reshaping banking, from lending to risk management, with seamless, real-time experiences. Introduction In the rapidly changing financial landscape of 2025, two interconnected trends are gaining real traction: autonomous finance and embedded AI. Each independently marks a significant shift. Togethe...

/ai /retail

Krik Gunning

Krik Gunning Co-founder & CEO at Fourthline

Unmasking the new face of financial crime

The greatest threat to our online security, be it digital fraud, human trafficking or otherwise, is the failure of human defence systems. Does technology make our lives easier? Absolutely, yes. But will it alter the mindset of an employee that may be misguided to trust a deepfake of their boss or click a spam link (imitating a legitimate hyperlink...

/payments /crime Artificial Intelligence and Financial Services

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

The Sunny New Frontier for Traders: Greece, Italy, Spain

For years, southern Europe’s markets were dismissed as risky, stagnant, or peripheral. Investors crowded into Germany’s DAX or France’s CAC, while the Athens, Milan, and Madrid exchanges languished on the margins. But that story is quickly changing. This year, the stock indices of Greece, Italy, and Spain have surged ahead of their northern peers, ...

/inclusion /markets

Sharon Tan

Sharon Tan Head of Marketing - APJ at Oracle Financial Services

From Humans to AI Agents: Rewiring B2B Lead Funnels (Part 2)

In this 2-part series covering the new rules of B2B marketing in an AI-first world, we see how AI can really move the needle where businesses can see revenue growth, customer retention and increased productivity. In Part 1, we expanded on the value of contextual AI, and observed how combining your unique first party data to your AI models via API ...

/ai /predictions Marketing in Financial Services

Reilly Breaux

Reilly Breaux Head of North America at Capex AI

Why Consumer Banking's AI is Built Entirely on RAG and Supervised Fine-Tuning

Since 2022, the conversation around AI in consumer banking has hardly moved past simple chatbots and fraud detection. The "next frontier" is supposedly a system capable of conducting nuanced, secure and context-aware dialogues about a customer's entire financial life. We've spoke about this for years, but where is it? With current model ...

/ai Artificial Intelligence and Financial Services

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Uwakmfon Offiong

Uwakmfon Offiong CEO at Finclu Systems

Angelo Butsianis

Angelo Butsianis CEO at Equis Capital Finance

Kseniia Shymoniuk

Kseniia Shymoniuk Digital Marketing Manager at Zoot Solutions

John Castaldo

John Castaldo SVP Finance at Mbanq

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Research Total research pieces 296

Future of Report

The Future of Cross Border Payments 2026: Strategies for Success

A special edition for Sibos Europe 2025 The pace of the financial industry is unrivalled. The cross-border payments landscape is rapidly evolving and maturing as emerging technologies develop, new regulations come into play, fraud dominates, and global consumers demand instant payments.  How is the industry responding to these changes, and what strategies are banking experts and leaders deploying to combat the onslaught of challenges as the future draws nearer? Sibos 2025 in Frankfurt will be a forum for conversation on the next steps for the financial sector, and how to conquer the next frontier of global finance.  This Finextra report analyses key innovations, explorations, and sentiments on the cross-border payments landscape, featuring key insights from Absa CIB, BNY, Crown Agents Bank, Commerzbank, the Financial Conduct Authority, FV Bank, HSBC, ING, Januar, JP Morgan, National Australian Bank, RBI, Santander, Société Générale, Standard Bank, Standard Chartered, State Street, and ZA Bank. It discusses:  Agentic AI and GenAI revolutionising cross-border payments;  The implications of a post-ISO 20022 migration world;  How banks are future-proofing their cross-border payments frameworks;  Financial crime and fraud prevention in payments;  The digital transition to cloud native infrastructure;  Challenges and opportunities in instant payments;  How rapidly emerging technologies will define the future of cross-border payments. 

11 downloads

Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

220 downloads

Event Report

The Outsourcing Imperative: The strategic importance of partnerships for cloud-based payments

The financial services industry is at a pivotal moment where cloud technology and strategic outsourcing offer pathways to enhanced operational efficiency and competitiveness. Explore the Outsourcing Imperative.  In today’s rapidly evolving financial landscape, managing complex financial systems has become increasingly challenging for banking providers. The demands of mature cloud technology, evolving payment rails, and channels such as real-time cross-border payments and stablecoins require innovative solutions. Additionally, regulatory differences by country and region add another layer of complexity, especially for banks operating across multiple borders.  With the buzz around generative AI and other emerging tools, financial institutions must consider outsourcing certain functions to maintain competitiveness and efficiency. Enhancing user experience and regulatory compliance are paramount, as customers now expect a variety of payment options, from digital wallets to AI-driven payment agents. Outsourcing becomes key in today’s payments landscape, and financial institutions are increasingly turning to Payments as a Service (PaaS) to navigate the complexities of modern banking operations.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. Discover:   Drivers for adopting cloud-based payments;  Why banks and cloud are still an unfinished story;  Why outsourcing is necessary in today's payments landscape; and  How banks can change the status quo through partnerships. 

138 downloads

FinextraTV

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/wealth

How Technology Has Democratised The Wealth Management Sector

Speaking with FinextraTV at the Communify Insights Experience, Andrew Bresler, CEO, Saxo shared his opinion on how wealth management is experiencing evolving transformation. Discussing how technology has helped to democratise wealth and provide more inclusivity, Bresler also describes AI as a company's exoskeleton: everything they can do but faster, better and more intelligent.

Long reads Total long reads 1354

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

Modernising payments in 2025: How banks are moving from rail-centric to outcome-centric

The world of payments has never been more complex that it is today. What was ‘nice to have’ five years ago is now essential for consumers; a plethora of payment options is the expectation. To meet these demands, financial institutions need to adapt to new payment rails, the shift towards instant, and increasing demand for alternative payment metho...

/Sibos

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is Verification of Payee?

Verification of Payee (VoP) is a pre-payment security measure which confirms whether a payment recipient’s name matches the bank account details provided by the payer, before a transaction is executed. Not to be confused with Confirmation of Payee (CoP) – which performs a similar function, though specific to the United Kingdom and introduced by P...

/regulation

Teresa Connors

Teresa Connors Managing Director at Payment Matters

Payments through the lenses of simplicity, security, and society

Everyone wants to know where the payments industry is heading. But crystal balls are misty things. Headlines like “our industry is moving at pace,” “modernise your payment systems or be left behind,” and “get on board with agentic AI” capture the mood of disruption, but they don’t tell the whole story. To cut through the noise, it helps to look at ...

/payments

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